Live the life you’re meant to live

How much do you need to make it happen?

Warning: Not suitable for long term lending. 18+. Subject to affordability. Terms, Conditions and Lending Criteria apply. See www.ferratum.co.nz for details.

How do I apply for a loan?

1. Choose amount

Borrow up to $1000 at just the click of a mouse. Select the amount you’d like to borrow and let’s go.

2. Complete application

Grab life by the horns and complete an application online in just minutes, 24/7.

3. All set!

You can get a decision on your cash loan in minutes and, once approved, you will get your money the same day!

When opportunity knocks, you’ve got to say yes

Need access to money quickly?

Whether you need help to say yes to a golden opportunity, tide you over until you get paid, or help with a bump in the road a Ferratum Money cash loan is the perfect solution. Our loans give you access to money whenever you need it…and fast.

Fast cash to keep you moving

Flexibility to suit you

Simply use what you need

APPLY FOR LOAN

For First-TimeCustomers

Apply online

Applying for one of our loans is simple. Complete an application online here in just minutes, no paperwork, no waiting in line.

We´ll verify then notify electronically

We´ll check your bank statements and credit history in just seconds. Once the application has been reviewed, we´ll send you an email and text message with a decision.

Reply via text or email

Once you´ve received our confirmation of your loan approval, simply reply via email or text YES to 8778 and we will transfer the loan amount to your bank account immediately.

Get your money

You´re all set! The entire loan process takes just minutes including the pay-out of your approved cash loan. In fact, we can transfer your approved cash to your bank account in as little as 4 minutes.

APPLY FOR LOAN

For ExistingCustomers

Reapply via MyAccount

Once you´ve successfully repaid your previous loan with us, applying for a new loan is even easier! Simply login to MyAccount confirm whether any of your details have changed, let us know the amount you wish to borrow and the number of days before you´d like to repay. As always, we will assess your loan application quickly and confidentially to ensure you get your cash fast.

Receive a decision electronically

Once we have received your loan request, we will send you an email and text message with our loan decision and the confirmed loan amount.

Reply via text or email

Once you´ve received our text message confirmation of your loan approval, reply via email or text YES to 8778 and we will transfer the loan amount to your nominated bank account immediately.

Here comes the money

You´re all set again and your money is on its way! Get your approved cash in your bank account in as little as 4 minutes.

APPLY FOR LOAN

We listen to our customers

Customer rate us 8.4/10

Our customers love us!

Our customers love our short-term loans so much they've given us an 8.6 rating on Trustpilot. Read the reviews or leave us one yourself by clicking the button below.

04.05.2018

Quick easy and useful for unexpected…

Quick easy and useful for unexpected situation it would be better if you guys will give a option of weekly repayment rather than one of a payment on any due date thanks

04.02.2018

Very good helpful loan company…

Very good helpful loan company definitely reliable thank yous so much all the best ?

04.05.2018

Fast and efficent

28.01.2018

Quick

Quick, easy and when I needed it the most..
Thank you so much 5 stars for Ferratum!